Risk Profile Understanding your risk tolerance is a critial first step in the money management process. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Saving for College 101 Here’s a crash course on saving for college. Diversification, Patience, and Consistency Three important factors when it comes to your financial life.